Direct market access to A-rated Texas underwriting capital.
We do not just hand you a list of insurance logos. Grace White Insurance provides direct appointments to over 30 premier institutional balance sheets—protecting Texas families and businesses against single-carrier rate shocks, hail moratoriums, and unexpected nonrenewals.
Direct broker appointments across premier national and Texas specialty carriers allow us to re-shop the open market whenever renewal premiums spike.
Received a nonrenewal notice or 30%+ premium increase?
Grace cross-checks your exact coverage limits and property specifications across our 30+ alternative carriers in one unified review—preventing coverage lapses and restoring fair pricing.
Personal Property & Casualty Carriers
Direct market access for Texas homeowners, high-value estates, personal autos, landlord properties, and umbrella shields.
National General
Specialization: Bundled Home & Auto Packaging
Foremost Insurance
Specialization: Specialty Property & Landlord (DP-3)
Homeowners of America
Specialization: Texas High-Value Residential Property
Orion180
Specialization: Modern Coastal & Windstorm Capacity
GEICO
Specialization: Preferred Multi-Vehicle & Umbrella
Bristol West
Specialization: Flexible Auto & Broad Driver Tiers
Hagerty
Specialization: Guaranteed Agreed-Value Collector Auto
ePremium
Specialization: Fast-Track Tenant Property & Renters
Commonwealth
Specialization: Specialty Windstorm & Excess Property
Commercial Lines & Fleet Capital
A-rated underwriting capital for Texas enterprises, contractors, corporate fleets, and professional liability.
Chubb
Specialization: Executive Shield & Global Corporate Lines
The Hanover
Specialization: Commercial Auto, Fleet & Inland Marine
Hiscox
Specialization: Tech, Professional Liability & E&O
Coterie
Specialization: Instant Digital BOP & Micro-Business
RLI
Specialization: Commercial Umbrella & Contractor Pac
Great American
Specialization: Contractors, Marine & Specialty Property
NEXT Insurance
Specialization: Expedited Commercial COIs & General Liability
BTIS
Specialization: Artisan Trades, Builders Risk & Fleet
biBERK
Specialization: Berkshire Hathaway Commercial Fleet & WC
THREE
Specialization: Single-Policy Comprehensive Business Shield
Life, Wealth & Retirement Annuity Institutions
Centuries of combined institutional solvency backing family income protection, Indexed Universal Life, and guaranteed retirement income.
Allianz
Specialization: Fixed Index Annuities & Lifetime Income
Corebridge Financial
Specialization: Structured Term & Universal Life Options
Pacific Life
Specialization: High-Performance Indexed Universal Life (IUL)
Nationwide
Specialization: Living Benefits, Annuities & Long-Term Care
Mutual of Omaha
Specialization: Final Expense & Comprehensive Senior Solutions
Prudential
Specialization: Institutional Balance Sheet & Term Protection
National Life Group
Specialization: Accelerated Living Benefit Critical Care Riders
North American
Specialization: Accumulation IUL & Multi-Year Fixed Index
American Equity
Specialization: Principal Preservation & Indexed Yields
John Hancock
Specialization: Interactive Wellness Rewards & Hybrid LTC
Medicare & Senior Health Networks
Approved Texas Medicare Advantage, Medigap supplement, and Part D prescription networks evaluated with zero bias.
UnitedHealthcare
Specialization: Statewide Texas PPO & Dual Complete Networks
Aetna
Specialization: Extensive Dental/Vision Allowances & Supplement
Cigna Healthcare
Specialization: Budget Part D Formularies & Medigap Plan G
Humana
Specialization: Primary Care Coordinated Medicare Advantage
Devoted Health
Specialization: High-Touch Care Guides & Clinical Coordination
Prominence Health Plan
Specialization: Direct Health System Physician Partnerships
Wellcare by Centene
Specialization: Low-Copay Generic Formularies & Dual Eligible
What our independent carrier appointments mean for you.
Grace White Insurance operates as an independent Texas brokerage. We are authorized and appointed by these institutions to quote, underwrite, and bind eligible coverage. However, we do not work for them—we work exclusively for you:
Grace White
"Our carrier appointments give us institutional market access, but our fiduciary loyalty belongs solely to you. We match your risk to the carrier that treats your balance sheet with respect."
Grace White holds active direct broker appointments with over 30 leading Texas insurance carriers. He personally analyzes your risk profile and negotiates coverage terms directly with underwriter desks.
Benchmark your coverage across 30+ top Texas carriers.
Have Grace cross-shop your current declarations page against our full institutional network. We identify better rates, eliminate restrictive fine print, and never charge broker fees.